Investment Planning

Our core investment strategy revolves around these 3 concepts:

  • Help Preserve and protect principal

  • Provide income for reinvestment or consumption

  • Help Grow principal and income

Since market performance is impossible to predict, we incorporate Monte Carlo Simulation.  This allows us to input the historical ranges of returns of every position in your aggregrated portfolio and then project random possible returns your portfolio may encounter in the future based on past returns.  

It runs 10,000 hypothetical returns with your projected spending to determine how many potential successes (portfolio lasting your lifetime) and failures (portfolio failing) for your projected lifetime.  And from this we can determine the probability of your portfolio surviving your lifetime.

If you have any questions or would like to schedule a free consultation to discuss your financial future, please contact us today toll-free at (800) 929-2499 or (248) 649-0780.